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Financial

Free financial articles from the Manuall Trade Library, across every trade we cover. No account needed; read it, share it, put it to work.

80 articles

Reference Financial

The Prepay Or Retainer For Repeat Customers

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The Lien As A Last Resort

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The Friends and Family Billing Problem

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The Final Bill With No Surprises

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The Cash Discount vs Card Fee Decision

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The Awkward Money Conversation

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Surety Bonds for Public-Works Projects - Bid, Performance, and Payment Bond Mechanics

Reference Financial

Setting Payment Expectations Up Front

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Section 199A QBI Deduction for Pass-Through Trade Businesses

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Seasonal Cash Reserve: How Much to Set Aside

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Sales Tax Nexus for Trade Businesses Operating Across State Lines

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S-Corp Reasonable Compensation for Trade Business Owners

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Reseller and Sales Tax Exemption Certificates - Collecting from B2B Customers, Issuing to Suppliers

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Reading Your Profit and Loss Statement

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Reading Your Balance Sheet Basics

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Reading a Cash-Flow Statement: The Basics

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Reading an Aging Report: Who to Chase First

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Progress Billing on a Big Job

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Profit First vs Traditional Accounting

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Price-Increase Math: How Much to Raise

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Payment Options at the Point of Sale

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Overhead Recovery: Are You Charging Enough?

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Markup vs Margin: The Mistake That Kills Profit

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Labor Burden: The Real Cost of an Employee

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Job Profitability by Service Type

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Health Savings Account Selection for Trade Business Owners

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Health Reimbursement Arrangement Selection (QSEHRA vs ICHRA vs Integrated)

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Gross Margin vs Net Margin: What the Difference Means

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Good Debt vs Bad Debt for a Service Business

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Getting The Card On File